Four Tips to Help Lower Your Homeowners Insurance

• October 23, 2014
• by Carlos Lopez

Insurance is one of those must have items in life. You could go without it, but if anything happens, it will be a tough financial lesson to learn. Homeowners insurance is a necessity when you own a home and even though it is a necessity, it can often be a burden on your bank account. These four tips can help you lower your homeowner insurance costs, helping you save some money in the long-term.

Four Tips to Lower Your Homeowners Insurance

• Bundle Your Insurance Policies – A great way to save money on all your insurance costs is to bundle them. By having all your insurance needs met from one provider, you can cut the overall cost of insurance. These bundles may include insurance policies such as home or renters, car, boat, and even business insurance. This can also make keeping track of insurance policies and renewal dates a lot easier.
• Build a Record of Loyalty – Many insurance providers will offer discounts for customers that renew their policies on a regular basis. By sticking with one company you can set up a record of trust. In addition, by only making claims that are necessary you could be seen to save the insurance company money. This can help a company appreciate your loyalty, and they may honor that with a discount.
• Seek out Discounts – Many insurance companies offer discounts for different reasons. They may offer discounts after a certain age, for military service, working for various employers, or not filing claims. Most times they will not make these discounts well known. Start asking about discounts or complete some research about what discounts you are able to take advantage of.
• Install a Security System – By increasing the safety and security of your home, you are giving an insurance company a little extra piece of mind. Many insurance companies will offer deep discounts when you install a security system in your home. To reap the highest discount, you will want to have security that will be monitored around the clock. Talk to your insurance company to find out which type of security system will offer the deepest savings on your insurance.

If you are looking to save money on homeowners insurance, Security Doctors can help. Contact us today to find out how you can keep your home safe and save a little money at the same time.

Back to view all blog posts

Comments

Name (required) Email (will not be published, required) Comment